Mortgage Rates
Mortgage rates not only vary from mortgage lender to mortgage broker. But they also vary depending on the state that you live in. For instance, when searching on Google for lowest mortgage rates in Florida does not mean the same…
Loans
If you are just searching the term “loans” in Google, you are doing yourself an injustice because your search results will include everything from personal to mortgage loans. Be sure to be a little more specific on what type of…
Bank Rate
When searching for the term “bank rate”, you may benefit from a more specific search term such as “best bank for mortgage rates” or “bank rate for mortgage loans”. If you simply search the term “bank rate” in Google, you…
HARP loan program Guideline update for Fannie Mae owned mortgages in Florida
Many Orlando Florida area home owners are frustrated by national and Florida mortgage companies over the HARP program. They are disappointed because they can’t refinance under President Obama’s Home Affordable Refinance Program. If you currently owe more on your home…
First Time Home Buyer Alert
Are you a first time home buyer? Have you been on the fence on whether this is a good time to buy a home in Florida? You need to read this first time home buyer alert. Mortgage rates have been…
Why choose a local mortgage broker over large lenders like Quicken Loans or banks?
For instance, there is no doubt that quicken loans is one of the biggest mortgage lenders in America. True, they are probably the #1 online mortgage lender based on their recent pay per click ads on Google. Commonly, this increases…
What you need to know when shopping for a HARP Loan
Not every lender has the same HARP loan rates and qualifying requirements for homeowners in Florida. Some lenders cap homeowners at 125% loan to value, while others have no loan to value restrictions. In layman terms, some mortgage lenders care how upside down you are on your mortgage loan and some don’t.
Best way to shop for a mortgage
Shopping at least two mortgage lenders for a mortgage typically results in you obtaining the best mortgage deal.Read our mortgage shopping guide